What can a “Credit Repair Company” do for me?
Even if you have enough knowledge about the credit reporting agencies that you might be able to repair your credit successfully, the process could still be complicated and take a long time to process and manage effectually. This is the reason why so many people would instead seek help from a trusted credit repair company. Plus, the fact that you won’t have to pay anything upfront anyway makes acquiring this kind of service a smart thing to do.
If you’re concerned about scams, just acquaint yourself with the credit repair industry’s laws and know which red flags to watch out for. For instance, any company asking for money upfront is definitely a scam. You should always be given a free consultation first. Also, if a company tries to make any specific guarantees to you, such as “Raise your credit score 100 points in just three months!”, there is a good chance that it is probably a scam or maybe they are making false promises since there is no way of knowing how exactly your credit will be affected and how – if the score goes up.
An honest & professional company will first give you a free consultation to let you know if there is anything they can actually do for your case. If they can help you, then they will let you know what steps they will take and what you’ll need to do on your end. You might be required to pay a fee for the company to pull your credit report – this isn’t unusual. You should be provided with a paralegal who will work with you every step of the way.
A trusted credit repair company will consistently follow up with both the credit bureaus and you. Communication is very important when it comes to precision credit-repair. A good credit repair service will also be 100% dedicated to helping you and won’t back down or feel discouraged from the credit bureaus. You’ll want someone actually to fight for you and do everything legally possible to have negative items removed from your reports through various methods, such as writing effective dispute errors and negotiating with the bureaus and creditors.
Choose a company that won’t charge you until they’ve begun working for you, and you can see evidence that they are doing their job as promised. It’s better to have transparency, proximity, and complete inclusion when it comes to managing your finances.
With Streamline Credit Consultants and Repair, you can receive seamless, streamlined, and precise credit reports from Experian, TransUnion & Equifax. We relieve you from the number-crunching stresses of determining which credit bureau to pull from as we take full responsibility and save your precious time